Writing and experiments

Thinking

Short pieces on something that was mispriced, misread or not yet decided, one claim each with the numbers behind it. Plus a running set of experiments on where AI actually improves consulting work, each with a method fixed before the work starts.

Equities

easyJet was 394p. Two buyers offered nearly double.

Castlelake bid 690p, Apollo 715p, my DCF landed at 719p.

Banks

JPMorgan's strongest quarter on record.

$21.2bn net income, revenue up 27%, equities trading up 86%.

Mobility

Who owns the data from your commute?

Three parties need the same pothole. We scrapped our own idea to get under £1 a month.

Agentic AI

A news agent that teaches you finance while you read.

Built and pitched in a day. Retrieval-grounded, no investment advice.

FX and savings

What would you do if your money lost value every day?

A four-currency allocation engine. The diversification floor was the constraint that mattered.

Last card is a short argument for why AI does not replace human intelligence. It sets up the experiments below: the question is not whether a model can produce an answer, it is which parts of the work still need a person.