In a hyperinflated economy, holding cash is a decision with a cost. We built an allocation engine that makes that decision continuously, on the saver's behalf.
In a high-inflation economy the saver is not choosing between returns. They are choosing how fast to lose purchasing power. Currency diversification is the standard answer, and it is largely unavailable to the people who need it most: it requires access, judgement about which currency to hold, and the willingness to keep revisiting that judgement.
So we automated the judgement rather than the access.
A self-adjusting savings portfolio built on regulated stable assets, which preserves purchasing power without the saver making a call on any individual currency. The constraint that mattered most was the diversification floor. Without it, a utility score optimises straight into single-currency risk, which is the problem we started from.
Stablecoin frameworks are now live across Africa and the European Union. That is the part that changed. The mechanism has been technically possible for years. It has only recently become legal and accessible at retail scale in the markets where inflation does the most damage.
This was a hackathon prototype, not a deployed product. Return figures were not the output. The design and the constraint set were.
Stable value should not require expertise to access.
A team of five. Two built the engine, two carried execution and market insight, and I worked on the allocation logic and the case for the model.